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THE OMBUDSMAN INSTITUTION OF THE REPUBLIC OF TÜRKİYE



               7.8    ECONOMY, FINANCE AND TAX

               Under the main heading of “Economy, finance and tax”, the following issues are
               included:

                 1.  Banking transactions
                 2.  Insurance transactions

                 3.  Capital markets
                 4.  Protection of competition

                 5.  Transactions related to privatization
                 6.  Tender works and transactions

                 7.  Budget applications
                 8.  Public receivables

                 9.  Public debts
                 10. Tax transactions

                 11. Financial crimes and smuggling
                 12. Financial consumer rights and issues
                 13. Other topics related to economy, finance and tax.

               The most frequently subject in applications in this field is banking transactions.
               CASE SUMMARY

               A previous customer of Finansevim, which was liquidated, lodged an application.
               Because of this liquidation, his rights from Finansevim were subsequently transferred
               to Eminevim Company, and the customer requested written information about the
               transaction file. As a result of the examination, it was understood that:

                 Ø the Savings Deposit Insurance Fund (SDIF) will obtain the approval of the
                     Banking Regulation and Supervision Agency (BRSA) regarding the company
                     requesting to take over the contracts,

                 Ø a transfer agreement will be signed between the transferor company and the
                     transferee company for the transfer of the contracts,
                 Ø the company to which the contracts are transferred will be announced to the
                     public,





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